No matter where you are on your financial journey, you need to know that it’s possible for anyone to turn their financial life around. Sometimes, all it takes is that first step in the right direction to get things moving in your favour. But, as with most things, sometimes that very first step is the hardest part.
Today, we’re giving you 2 tips to get started. Apply them now and you will notice that you’re saving more money than you ever thought possible.
1. Write a list before you go shopping – and stick to it.
One of the easiest ways to save money is to only shop when you have a list. Because when you’re without one, you typically end up making impulse buys and unplanned purchases – all things that cost money.
Creating a list before you go to the grocery store is especially important. Not only can it help you buy items that fit with your meal plan, but it can also help you avoid buying food you might waste. Always create a list and, more importantly, stick to it.
2. Invite friends over instead of going out.
Going out to eat or “out on the town” has a way of completely destroying both your food budget and your entertainment budget in one fell swoop. And no matter what, it is always cheaper to stay in with friends and come up with your own entertainment.
Instead of hitting the town, host a fun pitch-in dinner with your friends. Play cards, sit around a fire pit, or watch movies with your guests. You’ll all save money – and have a blast.
By Trent Hamm